BAKRI, A. A.; HASANAH, N.; LASMIATUN , K. FINANCIAL TECHNOLOGY INNOVATION AND BANKING INDUSTRY TRANSFORMATION: A LITERATURE STUDY ON FINANCIAL MARKETS. Multifinance, [S. l.], v. 1, n. 3, p. 230–238, 2024. DOI: 10.61397/mfc.v1i3.112. Disponível em: http://altinriset.com/journal/index.php/multifinance/article/view/112. Acesso em: 11 oct. 2025.