SHARIA CREDIT RISKS

WOMEN'S ROLE IN REDUCING POVERTY

Authors

  • Ceta Indra Lesmana Institut Pesantren KH Abdul Chalim Mojokerto

DOI:

https://doi.org/10.61397/mfc.v1i3.111

Keywords:

Sharia credit, alleviation poverty, women and entrepreneurship

Abstract

Alleviation poverty, especially among women, is a serious challenge in Indonesia. Finance microsharia emerged as a potential solution. For empowerment, women should approach sharia credit. This article discusses necessary risks noticed, like credit traffic jams, fraud, and risk reputation, in development finance microsharia. Management good risk has become a key continuity business. Apart from that, the importance of education and literacy finance, supporting the government, and partnerships with various parties in increasing the contribution of women to overcome poverty through Sharia credit is highlighted. Utilisation of the potential for zakat, waqf, and Islamic values is also a crucial aspect. Inclusionary and sustainable microfinance models are expected to positively impact women's economic empowerment. With a holistic, inclusive, and sustainable approach, it is hoped that women can play a significant role in alleviating poverty and positively impacting various layers of society in Indonesia.

References

Budianto, EWH, Saputra, HMGA, & Dewi, NDT (2022). Mapping Topic Study About Sharia Financial Services Cooperative (KJKS): VOS viewer Bibliometric Study and Literature Review. EL MUDHORIB: Journal of Islamic Economics and Banking Studies , 3 (2), Article 2.

Dewi, IBC, Oktafia , R., & Nisa, FL (2023). Implementation Financing Murabahah on BTPN Syariah for Alleviation Poverty Through Economic Empowerment of Women Customers . Management Studies and Entrepreneurship Journal (MSEJ) , 4 (5), Article 5. https://doi.org/10.37385/msej.v4i6.2614

Habibah, AN, Ghafur, RA, Anggraeni , E., & Malik, A. (2020). Policy Role Islamic Fiscal in Eradicating Poverty Through the Family Hope Program . Journal Islamic Economic Sciences , 6 (2), Article 2. https://doi.org/10.29040/jiei.v6i2.1014

Hadinoto, S., & Retnadi , D. (2007). Micro credit challenge: An effective way overcome poverty and unemployment in Indonesia . Elex Media Komputindo .

Harsono , D. (2006). Development Finance Micro For Alleviation Poverty . Efficiency : A Scientific Study Administration , 6 (2), Article 2. https://doi.org/10.21831/efficient.v6i2.3856

Hasanah, S. (2013). EMPOWERING WOMEN THROUGH JUST ECONOMIC ACTIVITIES (WOMEN'S SHARIA SAVINGS AND LOANS). Sawwa : Journal of Gender Studies , 9 (1), Article 1. https://doi.org/10.21580/sa.v9i1.666

Hudaifah , A. (2016). Approach Integrated Corporate Social Responsibility in Sharia Banking Alleviation Poverty in East Java. Al Tijarah , 2 (2), Article 2. https://doi.org/10.21111/tijarah.v2i2.740

Iswadi , I., Karnati, N., & Andry B, A. (2023). CASE STUDY Design and Method Robert K.Yin . Adab Publishers.

Jaya, IMLM (2020). Research methods Quantitative and Qualitative : Theory, Application , and Real Research . Great Indonesian Child.

Juwairiyah, I., Andrianto , M., & Syafitri , R. (2022). The Role of Women in Building MSMEs in Tanjungpinang City . Journal Humaya : Journal of Law, Humanities , Society and Culture , 2 (2), Article 2. https://doi.org/10.33830/humayafhisip.v2i2.3838

Kharisma, E. (2021). The Role of the Family Hope Program (PKH) in Alleviating Poverty in Nagari Balimbing . IAIN Batusangkar . http://repo.iainbatusangkar.ac.id/xmlui/handle/123456789/23863

Milliana, Titing , AS, & Hendrik, H. (2023). THE INFLUENCE OF WORK DISCIPLINE AND COMPENSATION ON EMPLOYEE PERFORMANCE: Study of PDAM Kolaka Office Employees. Multifinance , 1 (2 November), Article 2 November. https://doi.org/10.61397/mfc.v1i2.48

Mujiono, S. (2017). THE EXISTENCE OF MICROFINANCE INSTITUTIONS: THE BIRTH OF THE BIRTH OF BMT IN INDONESIA. Al- Masraf : Journal of Financial Institutions and Banking , 2 (2), Article 2. https://doi.org/10.15548/al-masraf.v2i2.138

Muljani , N., Ellitan , L., & Koesworo , Y. (2015). The role of institutions finance micro and management risk credit in guard continuity life MSMEs in Surabaya and surrounding areas : Perspective institution finance micro . 809–823. http://repository.ukwms.ac.id/id/eprint/6911/

Nurhayati, W., & Khoiruddin , K. (2023). DYNAMICS OF UNEMPLOYMENT IN THE DISTRICT JOMBANG: ANALYSIS ON POPULATION, EDUCATION, AND ECONOMY GROWTH (2018-2020). Multifinance , 1 (2 November), 122–132. https://doi.org/10.61397/mfc.v1i2.49

Pratiwi, R. (2013). Role Institution Finance Micro Sharia in Encouragement Women's Business . Journal of Sharia Economics and Banking , 1 (1), Article 1. https://doi.org/10.46899/jeps.v1i1.139

Putra, RG, & Musafa , M. (2023). THE ROADSHOW PROMOTION METHOD IN AN EFFORT TO INCREASE VISITS TO KAMPUNG BATU MALAKASARI. Multifinance , 1 (2 November), 155–163. https://doi.org/10.61397/mfc.v1i2.82

Sarnia, Titing , AS, & Hendrik. (2023). THE INFLUENCE OF WORK LIFE BALANCE AND JOB STRESS ON JOB SATISFACTION IN HONORARY NURSES IN SOUTH BUTTON DISTRICT HOSPITAL. Multifinance , 1 (2 November), 142–154. https://doi.org/10.61397/mfc.v1i2.58

Sila, M. (2010). Financial institutions Micro and Alleviation Poverty : The Case of Lumbung Pitih Nagari in Padang. Society, Journal Sociology , 15 (1), 10–28. https://doi.org/10.7454/MJS.v15i1.1184

Titing , USA (2023). THE INFLUENCE OF WORK LIFE BALANCE AND JOB STRESS ON JOB SATISFACTION IN HONORARY NURSES IN SOUTH BUTTON DISTRICT HOSPITAL. Multifinance , 1 (2 November), 142–154.

Tunas, AP, Anggraeni , L., & Lubis, D. (2014). Analysis Influence Sharia Financing towards Development of Micro, Small and Medium Enterprises in Depok City. AL-MUZARA'AH , 2 (1), Article 1. https://doi.org/10.29244/jam.2.1.1-16

Wahyudin , A., Handayani , P., & Zagladi , AN (2023). TOTOH GINGER COFFEE PRODUCTS IN INCREASING INCOME OF THE COMMUNITY OF KARANG ANYAR VILLAGE, KETAPANG DISTRICT, SAMPANG DISTRICT. Multifinance , 1 (2 November), Article 2 November. https://doi.org/10.61397/mfc.v1i2.53

Yusuf, J. (2008). MUHAMMAD YUNUS' THINKING ON POVERTY ALLEVIATION FROM AN ISLAMIC LEGAL PERSPECTIVE [S1, Muhammadiyah University of Surakarta]. https://eprints.ums.ac.id/962/

Downloads

Published

2024-03-10

How to Cite

Lesmana, C. I. (2024). SHARIA CREDIT RISKS: WOMEN’S ROLE IN REDUCING POVERTY. Multifinance, 1(3 Maret), 192–201. https://doi.org/10.61397/mfc.v1i3.111