Open Access Statement

Jurnal Multifinance is an open-access journal, which means that all content published in this journal can be accessed free of charge and without restrictions by anyone around the world. Users are permitted to read, download, copy, distribute, print, search, or refer to journal content without having to ask prior permission from the publisher or author.

Articles published in Jurnal Multifinance are licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License (CC-BY-NC-SA). This license allows the user to copy, distribute, and transmit the article on the assumption that the source is acknowledged and the article is not modified or used for commercial purposes.

Jurnal Multifinance publishers do not charge anything to access or download published articles. We champion open access to research to enhance knowledge sharing and promote research development worldwide.

By publishing an article on Jurnal Multifinance, the author agrees to the terms of the Creative Commons Attribution license and guarantees that the article is original and has never been published before.