About the Journal

Multifinance: Jurnal Ekonomi, Manajemen dan Perbankan, with E-ISSN 3024-8175, is published by PT. Altin Research Publishing as a forum for examining various phenomena, issues, and research findings related to economics, management, and banking in the broadest sense. Multifinance: Jurnal Ekonomi, Manajemen dan Perbankan is published three times a year, in July, November, and March. The editorial team accepts manuscripts from anyone, whether written in Indonesian or English.

Currently, the Multifinance Journal has been accredited as Sinta 3 based on Decision of the Ministry of Higher Education, Science, and Technology No. 355/DST/D.D1/HM.01.01/2026. This accreditation is part of the Multifinance Journal’s commitment to maintaining and improving the quality of its publication governance, editorial processes, and the scientific articles it publishes.

Current Issue

Vol. 4 No. 1 (2026): Multifinance
View Vol. 4 No. 1 (2026): Multifinance
Published: 2026-07-29

Articles

  • OPTIMIZING THE MARKETING MIX TO ENHANCE THE COMPETITIVENESS OF FRESHWATER FISH HATCHERIES

    Nurhaeni Sikki, Atventus Nainggolan , Ratna Deli Sari, Huda Binti Ibrahim
    1-15

  • THE EFFECT OF THE SHORT-TERM LIQUIDITY RATIO ON RETURN ON ASSETS IN FOOD AND BEVERAGE COMPANIES LISTED ON THE IDX (2021–2023)

    Rima Dwijayanty, Aryati Lintang Nastiti, Hetti Herawati, Wuri Handayani
    16-32

  • FLEXIBLE WORKING ARRANGEMENTS, WORK ENGAGEMENT, WORK-LIFE BALANCE, JOB SATISFACTION, AND EMPLOYEE PERFORMANCE

    Mochammad Abduh Hamzah, Bachtiar Usman
    33-52

  • THE EFFECT OF WORK DISCIPLINE AND WORKLOAD ON SUSTAINABLE EMPLOYEE PERFORMANCE AT PT. KIANJAYA MACHINERY, BANDUNG

    Dea Puteri Auliasari, Hadi Ahmad Sukardi, Ahmad Zulfahmi Ubaidillah, Agrie Wahyudi Kharisman
    53-62

  • THE EFFECTIVENESS OF EDUCATIONAL MANAGEMENT IN IMPROVING THE QUALITY OF TEACHERS AND EDUCATIONAL STAFF AT MADRASAH ALIYAH DARUSSYIFA, BUNINAGARA, WEST BANDUNG REGENCY

    Rizal Saepuloh, Kosasih Kosasih, Farida Yulianty
    63-80

  • INTEGRATING ORGANIZATIONAL AND INDIVIDUAL FACTORS TO EXPLAIN CITIZENSHIP BEHAVIOR IN THE FIELD OF SAFETY IN THE NICKEL MINING INDUSTRY

    Almansyah Rundu Wonua, Phradiansah Phradiansah, Yul Kusmawati Tamrin
    81-98

  • AI IN PREDICTIVE BUSINESS ANALYTICS: EVIDENCE AND IMPLICATIONS FOR PRIVATE HIGHER EDUCATION IN THAILAND

    Chanidapha Nunualvuttiwong, Nurhaeni Sikki, Yuyun Yuniarsih, Adi Permana Sidik, Reza Saeful Rachman
    99-117

  • THE ROLE OF SERVICE QUALITY IN IMPROVING CUSTOMER SATISFACTION AT EAGLE DECAL MSME

    Amelia Trisfiani, Hersusetyati Hersusetyati
    118-142

  • AI AS A PEDAGOGICAL COMPANION IN HIGHER EDUCATION: TRANSFORMING TEACHING AND LEARNING PRACTICES IN THE ERA OF GENERATIVE ARTIFICIAL INTELLIGENCE

    Ratna Deli Sari, Dadi Priadi, Sonya Meylani
    143-165

  • INCLUSIVE COLLABORATIVE TRAINING TO IMPROVE PESANTREN CAREGIVERS’ COMPETENCE THROUGH AN ANDRAGOGICAL APPROACH

    Deden S Deden S, Elih Sudia Permana, Joni Rahmat Pramudia
    166-196

  • ARTIFICIAL INTELLIGENCE IN HUMAN RESOURCE MANAGEMENT: OPPORTUNITIES, CHALLENGES, AND A HUMAN-CENTERED FRAMEWORK FOR EMPLOYEE DEVELOPMENT IN INDONESIA

    Djoko Pitoyo, Suwoko Tya Wicaksono
    197-213
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