LEGAL PROBLEMS FOR QUICK RESPONSE CODE INDONESIAN STANDARD (QRIS) USERS IN ONLINE PAYMENT TRANSACTIONS

Francis Maryanne Pattynama; Hardi Anugrah Santoso; Fajar Rachmad Dwi Miarsa; Teguh Pribadi

doi:10.61397/ays.v2i1.183

Authors

Francis Maryanne Pattynama Universitas Maarif Hasyim Latif, Sidoarjo
Hardi Anugrah Santoso Universitas Maarif Hasyim Latif, Sidoarjo
Fajar Rachmad Dwi Miarsa Universitas Maarif Hasyim Latif, Sidoarjo
Teguh Pribadi Universitas Maarif Hasyim Latif, Sidoarjo

DOI:

https://doi.org/10.61397/ays.v2i1.183

Keywords:

Fake QRIS code, digital transaction, regulation

Abstract

This research aims to contribute knowledge about the legal protection of QRIS-based online payment systems in the modern era through the development of information and technology in the world of digital commerce. This is certainly the background of various unlawful actions against the use of fake QRIS codes, where perpetrators manipulate the printed barcode scans to be incompatible with the original QRIS owner. In the preparation of this article, the research method used is use normative juridical method where the focus of the problems discussed as data material refers to legal principles and norms that have been contained in related laws and regulations. The results of this study show that the legal regulation procedure for online transactions through the QRIS system is considered to lack proper regulations on the protection of users or business actors. All forms of regulations that regulate several legal products that lead to online transactions such as QRIS need to be updated to become an accurate legal umbrella for online-based transactions that have developed today.

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